Allied Interstate Harassment, Complaints, Scams
Common grievances against Allied Interstate collection agency
- Making collection telephone calls with regard to debts that aren’t supposed to be paid by the consumer. They could also report the exact same information on credit reports.
- Allied Interstate frequently sues end users over debts they don’t owe.
- Allied Interstate Inc. calls and harasses the relatives and household of the debtors.
- Not revealing their identity when phoning.
- Being rude and ruthless over the phone.
- Reviewing the credit report without the debtor’s permission.
- Violating FDCPA on a number of counts.
How to proceed if you are harassed by Allied Interstate
- Inquire for identification: If you have been contacted by Allied Interstate, you could reply to their call and ask the caller to identify himself/herself. If it is a phone call regarding debt collection, ask for their physical address.
- Debt affirmation: Send a validation letter via certified mail with return receipt requested and retain the receipt for upcoming references.
- Check credit history: Pull your credit profile to check if they have reported to the agencies. When they have wrongly reported to the credit reporting agencies, you can dispute the same with them.
- Don’t settle over phone: Don’t authorize payment on the phone although you may acquire proper affirmation.
- Send C&D letter: If you are contacted over a debt you do not owe or where the SOL has ended, you can send them a Cease and Desist letter. When the SOL has ended, you will still are obligated to pay the money but you cannot be prosecuted for it.
Cases Against Allied Interstate, Inc.
Cash v. Allied Interstate, Inc., 2005 WL 1186189 (S.D. Tex. May 18, 2005). Collection notice declaring that the debt collector may send the debt to an attorney, recommend a law suit, or transfer the debt back to the original creditor wasn’t found to be misleading, deceitful, or a violation of the FDCPA. These kinds of actions were legal options. A debt collection notice sent to the consumer declaring that the consumer only had ten days to pay what was regarded as threatening. After 10 days, no actual action was taken, which means this notice was false and deceptive.
Stebbins v. Allied Account Servs., 1991 U.S. Dist. LEXIS
21778 (D. Conn. Sept. 9, 1991). Collector broke the FDCPA by sending a notice to the consumer declaring that the consumer should simply call the debt collector. This is contrary to the fact that the consumer is needed to dispute and request validation in writing.
Acheampongtieku v. Allied Interstate, Inc., 2005 WL
2036153 (S.D.N.Y. Aug. 24, 2005). Debt collector did not violate the FDCPA since they provided the consumer a chance to challenge the debt before they reported it to the credit bureaus.
Contact Allied Interstate, Inc.
435 Ford Rd. #800
Minneapolis, MN 55426-1066
Phone: (952) 546-6600 1-800-806-3342 1-866-525-7795
Fax: (952) 595-2311
Web Address: www.irmc.com