retain the receipt for upcoming references.
Cash v. Allied Interstate, Inc., 2005 WL 1186189 (S.D. Tex. May 18, 2005). Collection notice declaring that the debt collector may send the debt to an attorney, recommend a law suit, or transfer the debt back to the original creditor wasn’t found to be misleading, deceitful, or a violation of the FDCPA. These kinds of actions were legal options. A debt collection notice sent to the consumer declaring that the consumer only had ten days to pay what was regarded as threatening. After 10 days, no actual action was taken, which means this notice was false and deceptive.
21778 (D. Conn. Sept. 9, 1991).
Collector broke the FDCPA by sending a notice to the consumer declaring that the consumer should simply call the debt collector. This is contrary to the fact that the consumer is needed to dispute and request validation in writing.
2036153 (S.D.N.Y. Aug. 24, 2005). Debt collector did not violate the FDCPA since they provided the consumer a chance to challenge the debt before they reported it to the credit bureaus.
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