Capital Management Services tells it like it is, right on their site. On their front page, Capital Management Services states their philosophy, “TIME IS MONEY.” The debt collection company wastes no time in going to whatever lengths necessary to get money from consumers. Capital Management Services collects many different kinds of debt, like retail charge cards, bankcards, overdraft checking, auto loan deficiencies, and telecommunications. They can go after debts that have been dismissed by bankruptcy courts. Moreover, the debt collection agency boasts that its executive staff has overseen the collection of $3 billion of debt. It is difficult to imagine that a company could collect that much devoid of at least bending the rules some of the time. Indeed, since January 1, Capital Management Services has been named as a defendant in 24 federal lawsuits alleging that the company violated the Fair Debt Collection Practices Act.
If you have been harassed by Capital Management Services, you undoubtedly want to stop the harassment. That means knowing your rights. One thing you need to understand is that Capital Management Services devotes lots of time tracking people down. They will often use publicly available databases, online sources, and other means to find your address and phone number. Regardless of whether they can not easily locate you, Capital Management Services could find your family members, friends, and coworkers.
The law allows Capital Management Services to get hold of other people in an attempt to find you, even so the FDCPA lays down specific guidelines. Capital Management Services may get hold of someone other than you for one reason only – which is to locate you. Should they already know your contact information, all third-party contact is forbidden. When Capital Management Services calls anyone apart from you, the person calling must identify himself and say that he’s wanting to locate you, but he doesn’t need to say whom he’s working for unless of course he’s asked. He can’t tell the individual he’s talking to that you owe any debt, and he can’t contact more than once unless the individual he’s talking to asks him to do so, or if he believes that the individual has information that’s more current. If he communicates by mail, he can not send a postcard or indicate in any way that he’s a debt collector. If the individual calling you has broken any of these provisions, it’s the perfect time to stop Capital Management Services harassment.
Capital Management Service
726 Exchange Street
Buffalo, NY 14210
2207 Niagara Street
Buffalo, NY 14207
700 Executive Center Drive
Greenville, SC 29615
800-457-8220
Thanks to lawmakers and federal banking regulators, your credit card monthly statements have to carry more details than before. Credit Card Act of 2009 has mandated certain disclosures. Now the new statements are designed to be more reader-friendly and help credit cardholders easily find important information on their monthly statements. Displayed are payments due, the [...]
The Fair Debt Collections Practices Act (FDCPA) came into existence to protect consumers against unfair and unethical practices of debt collectors. Enforced by the Federal Trade Commission (FTC), the FDCPA is a federal statute that shields consumers from unscrupulous debt collection methods.Debt Collectors resort to harassment of consumers and violate the FDCPA. Despite your debt, [...]
Three very important steps to stopping of debt collection are identifying whether you owe a debt or not, reviewing your right and taking action of your right has been violated. The Fair debt Collection Practices Act (FDCPA) was established by the Federal Trade Commission (FTC) to ensure fair debt collection practices. The FDCPA is enforced [...]
When debt collectors harass you, they have broken the law! The Fair Debt Collection Practices Act, FDCPA, is a law that protects individuals from overzealous debt collectors and dishonest collection agencies practices. Some common illegal strategies by debt collectors are: Calls to you at work Calls to you at home at late hours. Threats to [...]
