This subtitle may be cited as the Maryland Consumer Debt Collection Act. [1975, ch. 49, § 3.]§ 14-201. Definitions
a. In general. – In this subtitle the following words have the meanings indicated.
b. Collector. – “Collector” means a person collecting or attempting to collect an alleged debt arising out of a consumer transaction.
c. Consumer transaction.- “Consumer transaction” means any transaction involving a person seeking or acquiring real or personal property, services, money, or credit for personal, family, or household purposes. canadian pharmacy online
d. Person. – “Person” includes an individual, corporation, business trust, estate, trust, partnership, association, two or more persons having a joint or common interest, or any other legal or commercial entity.
§ 14-202. Certain acts prohibited
In collecting or attempting to collect cialis generic online an alleged debt a collector may not:
Use or threaten force or violence;
Threaten pom juice viagra criminal prosecution, unless the transaction involved the violation of a criminal statute;
Disclose or threaten to disclose information which affects the debtor’s reputation for credit worthiness with knowledge that the information is false;
knowledge that the other person does not have a legitimate business need for the information;
Communicate with the debtor or a person related to him with the frequency, at the unusual hours, or in any other manner as reasonably can be expected to abuse or harass the debtor;
Use obscene or grossly abusive language in communicating with the debtor or a person related to him;
Use a communication which simulates legal or judicial process or gives the appearance of being authorized, issued, or approved by a government, governmental agency, or lawyer when it is not.
A collector who violates any provision of this subtitle is liable for any damages proximately caused by the violation, including damages for emotional distress or mental anguish suffered with or without accompanying physical injury.
