Virginia has not enacted a separate http://pharmacy-genericrx-online.com/ State law that is substantially different from the FDCPA. The only specifications apply to debt collectors and collection licensing. It also expands the scope of creditors to direct creditors along with collectors. Nevertheless, the residents of Virginia are well protected under the federal law.
CHAPTER 47. REGULATION OF TRADE.
ARTICLE 16. COLLECTION AGENCIES.
§47-16-1. Citation of article. This article may be cited as the “Collection Agency Act of 1973.”
§47-16-2. Definitions. The following words and terms as used in this article shall be construed as follows:
(a) “Claim” means any obligation for the payment of money due or asserted to be due to another person, firm, corporation or association.
(b) “Collection agency” means and includes all persons, firms, corporations and associations:
Directly or indirectly engaged in the business of soliciting from or collecting for others any account, bill or indebtedness originally due or asserted to be owed or due another and all persons, firms, corporations and associations directly or indirectly engaged in asserting, enforcing or prosecuting those viagra and adderall claims;
which, in attempting to collect or in collecting his or her or its own accounts or claims viagra uses a fictitious name or names other than his or her or its own name;
which attempts to or does give away or sell to others any system or series of letters or forms for use in the collection of accounts or claims which assert or indicate directly or indirectly that the claims or accounts are being asserted or
kind owed or due, or asserted to be owed or due, to any solicited person, firm, corporation or association for fee, commission or other compensation. South Africa for fee, commission or other compensation. South Africa The term “collection agency” shall not mean or online viagra include:
Regular employees of a single creditor or of a collection agency licensed hereunder;
any person collecting a debt owed to another person only where: (A) Both persons are related by wholly-owned, common ownership or affiliated by wholly-owned corporate control; (B) the person collecting the debt acts only on behalf of persons related as described in paragraph (A) of this subdivision; and (C) debt collection is not the principal business of the person collecting the debt.
(c) “Commissioner” means the state tax commissioner or his or her agent.